In March 2024, Intuit permanently shut down Mint and urged users to move to Credit Karma.
This Mint App Review explains what Mint did well historically, why it closed, what changed in 2025, and which tools now replicate Mint’s strengths without the lock-in.
Intuit framed the decision as consolidating consumer products under Credit Karma, while long-time Mint fans still want clear budgeting, category control, and reliable alerts.
What Mint Used to Offer
Mint became the default free budgeting dashboard for linking bank accounts, categorizing spend, and tracking bills, goals, and net worth. Automatic transaction downloads and simple budget bars made progress obvious, while alerts surfaced fees, large transactions, and low balances.
Historical credit score access, powered by a bureau feed and shown alongside spending, helped many users track score trends without paying.
For investors, high-level portfolio tracking and basic benchmarks rounded out the snapshot, even if deeper analysis lived elsewhere.
Why Intuit Retired Mint
Industry reporting and Intuit communications made the strategy clear enough: the company ended Mint and nudged the base to Credit Karma, a larger platform in its portfolio.
Free, ad-supported budgeting software is difficult to monetize at scale, and Intuit has stronger revenue levers across Credit Karma’s marketplace products.
That mix created a rational business case to sunset Mint, even though budgeting loyalists valued its category workflows and alerts more than marketplace offers. The discontinuation became official on March 23, 2024, after an initial year-end 2023 target.
Where Things Stand in 2025
As of November 2025, Mint remains unavailable, and the one-click migration window has closed.
Credit Karma offers account aggregation, credit score monitoring, and spending views, though it still lacks Mint’s granular budgeting features, such as firm category caps and flexible monthly envelopes.
Former Mint users seeking that level of control typically adopt a paid manager or a spreadsheet-plus-bank-feeds stack. Independent reviews echo the same theme: Credit Karma is helpful for credit score monitoring, but does not replicate Mint’s budgeting depth.
The Best Mint Alternatives in 2025
For clarity, this section introduces the leading replacements that cover budgeting, goals, and spending analysis at the Mint-level or better.
Pricing and availability can change, trial periods help validate fit, and several services operate across multiple regions.
Feature sets differ meaningfully, so match tools to habits rather than chasing brand names. The picks below emphasize hands-on control, stable data sync, and transparent plans rather than ad-driven upsells.
YNAB (You Need a Budget)
YNAB uses a rules-driven system where every unit of income is assigned a job before spending. That is the classic zero-based budgeting method, which forces tradeoffs at the category level and helps eliminate unplanned leakage.
Workshops, friendly prompts, and rollovers reinforce discipline for users who want to plan first and swipe second. Pricing is subscription-based and ad-free.
EveryDollar
EveryDollar aligns with the Ramsey system and supports envelopes, goals, and a month-by-month plan. The free version relies on manual entry, while the paid tier connects banks for automatic transaction imports and categorization.
Simplicity remains the draw: clean screens, quick edits, and a bias toward debt payoff momentum rather than analytics overload.
Quicken Simplifi
Quicken Simplifi targets users who want smart forecasts, planned spending, and easy reporting without enterprise complexity.
Setup is straightforward, recurring transactions are handled cleanly, and projected cash flow helps prevent month-end surprises. Pricing is subscription-based, often discounted on annual plans.
Monarch Money
Monarch focuses on modern design, strong account coverage, collaborative household budgeting, and flexible category structures.
Planning views, shared access, and investment tracking make it a full personal finance hub rather than a narrow budget app. A free trial leads to a standard annual subscription.
Copilot Money
Copilot delivers fast categorization, recurring detection, and attractive spending visuals that feel close to the polish Mint users liked.
Platform scope matters, since Copilot currently supports Apple devices and is available primarily in the United States. Check device and country compatibility first to avoid friction.
Credit Karma
Credit Karma remains Intuit’s recommended destination for former Mint customers and is useful for credit score monitoring, account snapshots, and product recommendations.
Budgeting depth is limited, since features like strict monthly category limits and full envelope workflows are not present.
Users wanting alerts plus credit tracking may appreciate it, while planners needing granular envelope control usually supplement with another tool.
Privacy, Security, and Data Access
Account aggregation relies on secure connections and multi-factor authentication, and reputable vendors disclose their data partners and storage practices.
Ad-supported services introduce marketing personalization, which can surface credit cards and loans matched to profile data. Credit Karma has faced scrutiny over breaches, so risk-aware users should review security disclosures and enable the strongest available protections, including device biometrics and app-level passcodes.
Country-specific privacy laws and credit bureau ecosystems also affect access to full credit files and scores, which is relevant for Spain, the United States, and other regions in this worldwide audience.
How to Move on After Mint
Start with one source of truth. Connect primary checking, savings, and your main credit card to your chosen manager and verify that opening balances match bank statements. Clean categories early, because accurate budget categories prevent messy reports later and keep goals aligned to reality.
Rebuild core goals such as emergency fund, debt payoff, or sinking funds for irregular bills, then assign monthly amounts that actually fit cash flow.
Export statements from banks when historical context matters, since the Mint migration tool is closed, and then import CSVs where supported, or record high-level starting balances in the new app.
Verdict
For readers searching “Mint App Review” in late 2025, the practical takeaway is straightforward. Mint is gone, and Credit Karma does not replicate Mint’s budgeting muscle.
Select a replacement based on how hands-on the plan should be, how many accounts need syncing, and whether household collaboration matters. YNAB wins for strict, proactive planning. Quicken Simplifi and Monarch Money balance automation and insights for most households.
Copilot earns points for speed and polish on Apple platforms inside the United States. If a completely free path is essential, pair a spreadsheet with bank alerts and Credit Karma for credit score monitoring, then revisit a paid tool once the budget stabilizes.
